Short answer
State whose professional service is provided, who approves it and what users rely on. Sector-specific duties require appropriate professional and legal review beyond a general technology guide.
An illustrative example
A firm uses generated text in a client advisory document.
This is a hypothetical situation, not a real customer outcome or a coverage determination.
Three facts to prepare
- Professional role
- Qualified review
- Client reliance
Use a brief, accurate summary. Separate confirmed facts from assumptions; keep passwords, identity numbers, private customer records and confidential documents out of an initial marketplace request.
A question to bring to the right professional
Which professional activity and technology provisions need coordinated review?
Clarify who creates, approves, distributes and relies on the material. Legal review of rights and claims is distinct from insurance review. The examples are prompts for a professional conversation, not conclusions that a generated asset is lawful, original, safe or insured.
Sources and scope
- NIST: AI Risk Management Framework
A voluntary framework for organizing AI risk. It is not an insurance contract, certification or determination of legal compliance.
- Travelers: technology errors and omissions risk examples
Insurer-authored context on technology service allegations and differences in policy wording. Product descriptions apply to that source; they are not LunarQuote offers or evidence of a partnership.
Sources supply the stated background, not a determination about the illustrative case. The example, checklist and discussion prompt are LunarQuote educational material. Source links checked October 5, 2026.
Your next step
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