Short answer
No. Distinguish publishing code from hosting, supporting or selling services around it. Describe actual activities and commitments rather than assuming the license alone resolves every responsibility.
An illustrative example
A company publishes a library and sells hosted inference.
This is a hypothetical situation, not a real customer outcome or a coverage determination.
Three facts to prepare
- Distribution model
- Paid services
- Support commitments
Use a brief, accurate summary. Separate confirmed facts from assumptions; keep passwords, identity numbers, private customer records and confidential documents out of an initial marketplace request.
A question to bring to the right professional
Which of our open-source and hosted activities are insured services?
Begin with the service a customer buys and the consequence of failure. Separate a provider's own work from third-party components, internal AI use and customer-configured actions. A concise service map helps a professional examine actual forms; it does not establish available coverage.
Sources and scope
- Travelers: technology errors and omissions risk examples
Insurer-authored context on technology service allegations and differences in policy wording. Product descriptions apply to that source; they are not LunarQuote offers or evidence of a partnership.
- NAIC: cybersecurity and insurance
General commercial cyber context; the NAIC describes cyber policies as customized. This source does not decide coverage for an AI scenario.
Sources supply the stated background, not a determination about the illustrative case. The example, checklist and discussion prompt are LunarQuote educational material. Source links checked October 5, 2026.
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