01 · Contract
What did you promise?
Scope, triggers, defense obligations, third-party claims, caps, exclusions, control of defense and survival periods can materially change the exposure.
AI contract risk · indemnity review
When an AI contract says “indemnify,” know what risk is actually moving.
AI vendors, customers and enterprise buyers increasingly use indemnity clauses to allocate responsibility for intellectual-property claims, privacy incidents, security failures, inaccurate outputs, regulatory problems and other losses. The contract and the insurance policy are not the same thing.
No account requiredNo document upload requiredLicensed partners handle insurance decisions
Simple contract-risk handoff
Pick the promises that matter.
LunarQuote turns the contract concern into structured context for the existing marketplace request. It does not create an indemnity agreement, legal opinion, insurance policy or guarantee that a contractual obligation is insured.
Important distinction:
An indemnity is a contractual promise between parties. Insurance is a separate risk-transfer contract with an insurer. A business can promise more in a customer contract than its insurance actually covers, so both documents should be reviewed together.
An indemnity is a contractual promise between parties. Insurance is a separate risk-transfer contract with an insurer. A business can promise more in a customer contract than its insurance actually covers, so both documents should be reviewed together.
What a useful review compares
Contract promise versus policy response.
02 · Operations
What can the AI actually do?
Data access, autonomous actions, model outputs, customer reliance and physical-world activity help determine what loss scenarios are realistic.
03 · Insurance
Which policy language responds?
Cyber, Tech E&O, professional liability, media/IP, general liability, product liability and other policies may treat contractual obligations differently.